Releases

Mortgages/Deeds of Trust are generally secured by real property. Once the debt has been repaid in full, the lender, at the borrower’s expense, should provide a release of lien which, upon recording in the real property records, will update the public record to reflect that the underlying lien has been paid in full and the real property is no longer encumbered by the mortgage/deed of trust. The same holds true for involuntary liens such as judgments, tax liens, child support liens, etc. Once the underlying indebtedness has been paid in full, the creditor, at the debtor’s expense, should provide a release of lien which, upon recording in the real property records, will update the public record to reflect that the underlying lien has been paid in full and the real property is no longer encumbered by the referenced lien.